About & disclaimer

About

Lazy UCITS (working name) is an independent, English-language explorer of simple, low-cost UCITS ETF model portfolios for investors outside the United States: Europe, the UK, Switzerland, Singapore and expats across Asia. It is owned and run by Marc. It publishes every model portfolio openly, shows historical risk in USD, EUR, GBP, SGD and CHF, and lists the UCITS ETFs that implement each building block, in a neutral order based on cost and size.

Disclaimer

• Information only, not advice. Nothing on this site is investment, financial, tax or legal advice, or a personal recommendation. No content has been assessed against your personal circumstances. The model portfolios are generic examples published to the public.
• No suitability assessment. The optional “risk comfort” exercise is general education. It returns a broad equity range drawn from generic investor-education conventions, then shows all portfolios in that range. It does not say what suits you.
• Past performance is not a reliable indicator of future results. Historical statistics are calculated from proxy ETFs and may differ from any real investment. Values can fall as well as rise, and you may get back less than you invest. Currency movements can increase or reduce returns.
• Accuracy. Fund data is hand-curated from issuer documents and may be out of date or contain errors. Always read the issuer's KID/KIID and prospectus before investing.
• Not for US persons. This site is not directed at US persons (US citizens, green-card holders or US tax residents). UCITS ETFs are generally unsuitable for US taxpayers because of US tax rules on foreign funds. US persons living abroad may find usexpatbanks.com useful.
• Availability. Not every ETF is offered or registered for sale in every country. Check with your broker and local rules.
• Affiliate links. Some broker links may in future earn us a commission. If so, they will be marked clearly. Affiliate status never affects which portfolios or funds are listed, or their order. (Currently: no affiliate links.)
• Regulated advice. For a personal recommendation, consult a licensed adviser in your country of residence.

Contact

TODO: contact address once the domain (lazyucits.com, not yet registered) is live.